The personal financial decisions individuals make are collectively part of an overall wealth creation or risk reduction strategy. Retirement plan packages, college funding, mortgages, wills, inheritance, individually-owned protection products, mutual funds, stocks, and real estate, etc. are all fundamental elements of an entire financial plan. Harris Financial Services associates use a financial blueprint, called the 'PS and G' Model (Protection, Savings and Growth) to evaluate whether clients are efficiently integrating and coordinating all elements of their plan to build maximum financial wealth and protection. This unique model also simplifies the understanding of how one financial decision can significantly impact another.